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kurshot partying with billionaire
Adventures, Breaking Free, Mindset, Stories,

What I Learned Partying with a Billionaire for a Summer

I was in a taxi headed from Miami Beach to the Airport—and sitting next to me was a billionaire who I just met the day before.

We were flying to Puerto Rico where he lived and I had no idea whether this guy was an incredible human being who enjoyed my company and just wanted to continue the fun…

…or a raving lunatic con artist who was getting ready to murder me as soon as we touched down.

My rationale for going: “Fuck it! You only live once.”

I was reminded of a quote from the movie, Rounders, with Matt Damon.

His character, Mike McDermott, said, “You can’t lose what you don’t put in the middle—but you can’t win much either.”

Needless to say, I went for the ride.

But hold up. Before we get into the details, let me give you the back story. This is important.


PART ONE: HOW I ENDED UP IN A TAXI WITH A BILLIONAIRE

It was around 1pm the day before and I was walking down famous Collins Ave headed towards my job at Hyde Beach Pool Bar in Miami Beach.

At the time I was a server/bartender. And I fucking hated it.

Don’t get me wrong, being surrounded by half naked sexy women and making $300-$700 a day sounds delightful!

(Photos: Me with long hair “working” during Miami Winter Music Conference)

But I’d been working in the service industry for over 10 years at this point and I knew I was meant for more than making drinks and serving people food 6 days a week.

Not to mention, I’m a full-blooded entrepreneur. I knew my destiny was to run my own shit.

Plus, I hated taking orders from other people (and still do)—especially when they’re idiots.

I’ve worked with a ton of great managers. But I’ve also worked with a ton of idiots too.

Control freaks who literally became managers just to feel a sense of superiority over others. And I’m 100% allergic to those types of people and won’t be pushed around by anyone, hence why I got fired from so many jobs in the past.

For years I had been reading self-help books like Rich Dad Poor Dad, 4 Hour Workweek, and How to Win Friends and Influence People, which are epic books. But I still felt like I wasn’t progressing.

My dream was to break free from the shitty corporate world, start my own online business, and begin traveling the world full-time!

Yet, here I was still working for another corporation, stuck in one place with no other perceivable options besides finding another J.O.B. somewhere else.

I was miserable and frustrated.

“When am I gonna catch a break?!?!”


After arriving at work, my first two customers of the day were two intelligent and spirited middle-aged women on vacation laying by the pool. It was pretty early and the pool was dead, so I spent a good chunk of time chatting with them.

After a short while, those women ended up meeting another man who we’ll call, “Justin.”

Over the next few hours, we all got to know each other better. And by the end of the day, Justin invited the women and I to dinner.

Initially I was hesitant because my first impression of this 50+ year old man excitedly jumping around in the pool like a middle-schooler was that this dude was crazy af.

Plus, the women were a bit older for my taste, so I wasn’t really into it. However, for some odd reason, my intuition kept whispering to me, “JUSSST GOOOOO!!!”

So, eventually, I accepted the invite.

Later on that night at the first restaurant, we were conversing while enjoying cheese and wine. I asked Justin if he ever considered investing in Elon Musk’s company, Tesla.

This was back in 2013, so not as many people were talking about Elon and what he was doing. I think the stock at the time was $15.

(As of today, the price of Tesla is $358 per share… more than 20x his original investment!)

He replied, “I already invested 4 million.”

As you can imagine, this caught my attention.

At first I thought this guy was just some shmo trying to impress a few ladies. But little did I know, he was incredibly intelligent and clearly successful.

One of the women says to Justin about me, “He’s very articulate and bright. You should hire him for sales.”

He replies, “No, not sales. I should hire him as a partner!”

Again, I was thinking, “Oookayyy… this is getting more interesting.”

As we got ready to make moves to the next restaurant for dinner, they all put it on me to decide where we were gonna eat next.

Naturally, I chose Dolce (Dole-chay), an upscale Italian restaurant I just got fired from a week earlier for getting into an argument with the GM (See, told you!).

As we were being seated by the hostess, I walked right past the GM and another manager. Of course, with a wide grin on my face. But, for some odd reason, they didn’t seem very happy to see me 😉

We sat down, drank endless bottles of wine, and enjoyed a feast for a king while laughing our asses off through five courses.

I remember thinking to myself, “These strangers are fantastic!”

Then Justin went to pay the bill. But since he lost his wallet the day before and his temporary card had reached it’s credit limit, his card was declined. This seemed fishy to me at first, but as you’ll soon learn, he wasn’t lying.

After a while of him trying to sort things out on the phone with the credit card company, I offered to pay for the $400+ dinner so we could continue enjoying our time together and not let money defuse the momentum of the night.

After leaving Dolce, we all headed back across the street to Justin’s penthouse at SLS Hotel. But come to find out, after taking the elevator upstairs, his room key wouldn’t work.

So we head back downstairs to the front desk and they tell him he has an outstanding balance of $3k for the penthouse because his card was declined.

Since his credit card still wasn’t working, they kept hassling him and refused to let him into the room despite the fact that, at this point, it was 12:30 in the morning and him and his three guests had been waiting for over a half an hour in the lobby.

And mind you, he’d been staying at the hotel for over a week at a rate of $4k/night since it was during one of the busiest times of the year—Winter Music Conference.

As the front desk clerk continued to hassle him, I upsettingly blurted out, “So interesting how when you have money, it’s yes sir and all smiles. But the moment you run out of money, they immediately kick you out on the street.”

I had previously told the dude at the front desk I worked there, because Hyde Beach is connected to SLS Hotel.

This was a mistake.

He looked at me oddly, then walked into the back room. A moment later, the hotel manager walked out, pulled me into the back room, and we started going at it.

I said, “What if this happened to you—wouldn’t you want the hotel to be sympathetic and compassionate to your situation for the time being so you could enjoy the rest of your night or at least get to bed?!”

My comment infuriated her, so she called security on me and demanded that I give her my name.

I refused, knowing that it was my job on the line. Then quickly walked out of the back room and straight out of the hotel, leaving the situation and everyone behind.

But then I thought, “They have cameras, so you’re already fucked—you’re gonna get fired regardless.”

So, figuring I had nothing to lose, I tried to make my way back into the hotel to grab Justin. But at that point, security had already been informed and refused to let me back in the hotel.

So, I assumed that was the end of the story.

But, just as I was about to leave and head home, to my surprise, Justin bursts out of the main entrance of the hotel with a bottle of Dom Perignon and excitedly yells to me, “LETS GO TO THE BEACH!!!”

Justin had solved his credit card situation and was let back into his penthouse. But at this point, the women had already bounced. So we headed to the beach, which was a few hundred yards behind the hotel.

On the walk there, Justin says to me, “No one has ever stood up for me like that in my life. Thank you, my friend!”

When we got to the shore, we sat down, popped the bottle of Dom, and continued to drink and converse.

Out of no where, he drunkenly exclaims, “I’m a Billionaire!!! … With a capital B!!”

Although it’s a pretty shocking statement to hear, I didn’t flinch.

At this point in my life, status or wealth alone did not impress me. And this is still true today.

Nevertheless, the outburst was duly noted.

We were pretty hammered at this point, so we began to stretch out on the sand.

Before we knew it, we were both passed out.

Next thing I know, I wake up, look to my left, and see two dark shadows quickly walking away from us.

I look down and see that my wallet is just sitting there on the sand—instead of nice and secure in my back pocket where I left it.

I check to see if anything’s missing. Sure enough, all my cash is missing—about $200 bucks.

I wake Justin up, and after patting himself down, he realizes his iPhone is missing too.

So, as I’m sure you’ve figured out by this point—we got robbed.

As we walk back to the front of the hotel, he tells me that he thinks I’m brilliant and as a repayment for losing my job over speaking out in his favor, he wants to fly me out to Puerto Rico, stay at his mansion, and cover any bills or expenses I may have by paying me $5k/month to come travel with him—about what I was making working at Hyde Beach.

After some hesitation, I agree, so he instructs me to meet him outside the hotel at 11am.

It was 4am at this point.

I thought it seemed crazy and too good to be true, but I knew there was only one way to find out.

I went home and quickly packed a few shirts, a pair of jeans, some socks, underwear, and a toothbrush.

I was sort of dating an Argentinian girl named, Veronica, who I met at a hostel when I first moved to Miami. She had just moved to the states and didn’t really have a place to stay, so I let her stay with me in my studio apartment on the beach until she could find her own spot.

The next morning, I explained the story to her and let her know she could have my apartment rent free for the next 3 months or until she left on her next adventure.

She was pretty shocked by the whole situation, but I had told her from the beginning that I wasn’t looking for a relationship because I wanted to travel and not be held down by anything or anyone.

So, after sleeping for a few hours, I grabbed my duffle bag, kissed her goodbye, and headed to SLS Hotel where Justin and I decided to meet up.

I got to the Hotel at 10:55am.

I still wasn’t allowed on the premises, so I waited nervously on the sidewalk in front of the hotel with my fingers crossed.

11am… nothing.

11:05… nothing.

11:10… nothing.

So, as expected, I figured it was too good to be true and decided to head back home.

But, right as I went to turn around, Justin walks out the front entrance of the hotel with a big smile on his face and waves me to come in.

For some reason the security guards didn’t bother me since I was with him, so we took the elevator up to his penthouse and he immediately called his travel agent.

He booked two tickets back to San Juan, Puerto Rico, and before I knew it, we were in a cab on our way to the airport.

I was experiencing so many emotions, I didn’t know what to make of it all.

All I knew was that this was gonna be big!

I had this overwhelming feeling that this was gonna be a defining moment in my life.

I texted a few friends to fill them in on what was going on. But, out of fear, most of them thought I was crazy for trusting this random dude, which made me grow nervous.

“IS this a horrible idea??? IS this crazy???”

When we got to the airport and were waiting for our flight, I looked at Justin with suspicion and said, “Why are you doing this? Why are you taking me with you?”

He laughed and said, “Don’t worry—I’m not gay! We just have a good connection and I feel an energy between us, so that’s it.”

This was really all the assurance I needed because I knew what he meant.

There WAS a connection between us. So he was doing what I had been doing for the last few years of my life—going with the flow by having faith that my intuition would guide me in the right direction.


PART TWO: PARTYING WITH A BILLIONAIRE

When we arrived in San Juan, his personal driver picked us up and we headed back to his mansion, which was in one of the wealthiest cities in Puerto Rico… Humacoa.

At this point I was sold, “Okay, this dude is legit.”

The next day, we took his yacht to St. Thomas in the Caribbean, reserved a slot at a local marina, and ended up partying our asses off all day everyday for the next week.

Come to find out, Justin had just got divorced and was on a longterm vacation to get his mind off things.

And although we had also discussed me coming to work for him, what I was really doing for him was serving as a good wing man.

One night we went to a local strip club on the island and ended up bringing three of the strippers back to the yacht to party with us until the next morning as we all laid on the top of the yacht watching the glorious sunrise overcome the ocean’s horizon.

After leaving St. Thomas, we headed to San Juan Resort and stayed there for close to a week.

One day when we were headed to the pool, I told him I had to use the bathroom first and I’d meet him there.

When I finally got there, he was already in the pool partying with a large group of women celebrating a bachelorette party.

Mind you, Justin was in his early 50’s, yet he had the spunky energy of a teenager and all the women we met instantly gravitated towards him even though, initially, they had no idea he was wealthy.

He ended up ordering something like 15 bottles of Don Perignon—one for every person in the pool—and we all had a glorious time spraying champagne on each other and splashing around in the pool.

Later on, he invited all the women from the pool party to dinner, so the party continued into the night.

After dinner, we headed to the lobby and were stunned by a guy and his crew who were randomly jamming out in the lobby using the Hotel’s grand piano and other instruments they had brought.

Come to find out, that guy was Bob Marley’s son, Ziggy Marley.

Justin asked Ziggy if he could treat him and his crew to a late night bite at one of the local restaurants. They were all inclined to go, but bailed last minute because they had to get up early for a show they were putting on the next day.

Crazy random experiences like this was how most of the trip went.

Although I made so many incredible memories while partying with Justin over the summer, what was most defining about the experience was what I learned by getting the opportunity to experience HIS world.

Sure, we did a lot of outrageous partying which was super fun. But that’s not what I’m talking about.


PART THREE: WHAT I LEARNED PARTYING WITH A BILLIONAIRE FOR A SUMMER

Prior to going on this random adventure with Justin, I despised money and rich people.

At the time I had a limiting belief that money was the root of all evil and those who “hoarded” that money were egotistical conniving materialistic people who didn’t care about the rest of the world—only themselves.

But, after hanging out with Justin and many of his uber wealthy friends, I realized that nearly everything I was taught to believe growing up about money and rich people was essentially bullshit.

To my surprise, I found my new rich friends to be phenomenal listeners, generous, caring, compassionate, well read, business minded, and just all around the type of people I enjoyed being around.

I could converse with them on a wide range of interesting topics. And the conversations didn’t simply revolve around gossip or other meaningless shit, but rather around knowledge, growth, and new ideas for various business ventures.

And when I spoke confidently about myself and my audacious goals, my ideas weren’t put down, but instead were supported and celebrated.

I found the experience unbelievably refreshing, because conversations with my buddies back home revolved around gossip, sports, and how hammered we all got the night before.

And when I tried to have intelligent conversations with them or discuss my goals and various business ideas I had, they would get bored, roll their eyes, laugh at me, put me down, and even shrink in my presence because their goals were small and mostly non-existent.

With my buddies back home, I felt bored, alone, and held back.

But with my new wealthy friends, I felt excited, inspired, and fully supported to think big and try new things.

So I began to wonder what the difference was between my buddies back home and these new wealthy friends I had recently made.

More than anything, the first thing that seemed apparent was that my new wealthy friends didn’t seem like anomalies or like they had any sort of special innate gifts that naturally gave them super powers.

But rather, they had a DRASTICALLY DIFFERENT MINDSET on how life worked and what was possible for their own.

They had a set of MENTAL TOOLS (or strategies) that they leveraged to do things that others couldn’t, which gave them the power and freedom to create extraordinary lives.

A man with physical tools could build a house or fix a car.

But a man with the right MENTAL TOOLS, could do anything!

And so I became obsessed with studying how rich people think (their mindset!).

And after a few years of reading, studying, and breaking it all down, I found many distinct differences between how rich people think and how my buddies back home think.

Here are just a few of them…

[NOTE: Please realize that the following differences and characteristics mentioned below are a massive generalization. But a generalization I’ve found to be true more often than not. And, just like any other group of people, there are rich people who are complete douche bags. Nevertheless, even self-made rich douche bags have a set of beliefs, traits, and skills, that allow them to achieve such riches.]

  • Rich people see opportunities. My buddies back home see obstacles.
  • Rich people see potential growth. My buddies back home see potential loss.
  • Rich people focus on rewards. My buddies back home focus on the risks.
  • Rich people focus on what they want. My buddies back home focus on what they DON’T want.
  • Rich people see money as a tool to increase their options, freedom, and quality of life. My buddies back home see money as “the root of all evil.”
  • Rich people are willing to act in spite of fear. My buddies back home let fear stop them in their tracks.
  • Rich people see freedom and financial independence as the only way to live. My buddies back home think becoming free and financially independent is either impossible or too much work.
  • Rich people make money by producing results for others—regardless of the time spent (or not spent!). My buddies back home make money by selling their most valuable and non-renewable asset—time.
  • Rich people see work as a way to do what they love to do while serving others. My buddies back home see work as a painful experience necessary to pay bills and survive.
  • Rich people are great at promoting themselves and their business(es) or ventures. My buddies back home don’t believe in themselves enough to promote themselves or their ventures, and don’t want to be “too salesy.”
  • Rich people focus on appreciation, gratitude, and serving others. My buddies back home constantly complain, criticize, and condemn others.
  • Rich people have big libraries. My buddies back home have big TV’s.
  • Rich people are life-long learners who see education as enjoyable and incredibly beneficial in every aspect of life. My buddies back home stopped educating themselves after high school or college because they see education as boring and only went to school to get a job.
  • Rich people constantly ask questions. My buddies back home constantly make assumptions.
  • Rich people see traveling as a way of life so they can expand their mind and experiences. My buddies back home see traveling as a two week vacation so they can escape their work, and really, their normal day-to-day lives.
  • Rich people leverage debt to buy up assets such businesses, stocks, investment properties, etc, so they can build wealth and financial freedom. My buddies back home use debt to buy up liabilities such as big homes, new cars, flashy boats, etc, so they can show off to their friends and end up spending the rest of their lives trapped under a mountain of debt.

As you can see, the rich friends I met on this journey thought much differently than my buddies back home, which is exactly why they’re able to produce more freedom and abundance in their lives compared to the average Joe.

The money and wealth didn’t come first. What came first was a shift in their mindset, perspective, and overall self-awareness.

However, what I learned from Justin and his rich friends WASN’T ENOUGH to produce a truly fulfilling life.

In fact, there’s something I haven’t told you yet, which I’m about to share with you now…

Like I mentioned above, the main reason why Justin was on this big vacation was to get his mind off his recent divorce.

But what I haven’t told you yet is that many times during our adventures he would suddenly break down into tears over the divorce and losing his wife, who he loved dearly.

It would often send him into bouts of rage, anger, and sadness, which he unsuccessfully dealt with by drinking himself into oblivion.

What this taught me was that, you can be super successful and wealthy, but still feel miserable.

In other words, obtaining success and financial freedom alone ISN’T ENOUGH to produce lifelong freedom, happiness, and fulfillment.

On the outside, you can seemingly have everything in the world. But on the inside, still feel like shit.

I learned that freedom doesn’t begin externally, it begins internally! It begins from within!

So, in order to achieve a consistent state of happiness or fulfillment, the first thing we need to do is learn how to manage our mental and emotional state.

Because, after all, that’s what we’re REALLY after!

What we truly want ISN’T material shit, money, or fame… although it may seem like that on the surface.

Rather, what we REALLY want are the PLEASURABLE EMOTIONS we believe we’ll FEEL by obtaining material shit, money, or fame.

We want to feel good. And we think the security, stuff, status, lovers, etc, will make us feel that way.

But, in reality, you have the power within you to feel incredible WITHOUT buying or achieving a single thing!

What this means is that you don’t have to wait until you become a millionaire to be happy.

You don’t have to wait until you find some hottie to be with.

You don’t have to wait until you have a six pack to be happy.

You can choose to be happy RIGHT NOW!

And the better you feel, the more EMPOWERED you’ll feel.

And the more empowered you feel, the FASTER and EASIER it’ll be to achieve your goals and the quality of life you ultimately desire, because you’ll have access to emotional steam that’ll power you through any obstacle that stands in your way.

How do I know? Because I’m living proof.

After working on my mindset and implementing the concepts I’ve shared with you today, along with other concepts we haven’t discussed yet, I was able to dramatically change my life in a relatively short period of time (between a few months to a few years, depending on the change and outcome I desired).

I went from being stuck in one location working a miserable job as a bartender…

…to starting and running an online business that affords me the mental, physical, and financial freedom to do what I want, when I want, where I want, with whom I want, as much as I want.

I call this new way of life… Ultimate Freedom Lifestyle!

UFL is not about sitting on a beach the rest of your life sipping mojitos. Let me save you the suspense—that’s boring af!

It’s about living life on your terms and never having to settle again!

In the past 5 years, this new mindset and philosophy has empowered me to…

  • Live in NYC, Miami, LA, Las Vegas, Denver, Atlanta, Key West, Puerto Rico, and Medellin, Colombia.
  • Bike across the country twice (NYC to Miami in 2013 & NYC to LA in 2014) for a cause I created called, Bike To Believe.
  • Be offered the fortunate opportunity to work with an up-and-coming published author to help him market his new book, which included being personally coached by Ryan Holiday, a genius mind and the youngest Marketing Director of a Fortune 500 company ever (American Apparel).
  • And, most importantly, my new mindset and lifestyle has offered me peace of mind and the ability to control the quality and outcome of my life—rather than having it be dictated by stress and anxiety, asshole managers, lack of money and resources, and negative unambitious people.

My name is Kurshot and my goal is to free you for life. If you’d like to get more stuff like this, subscribe to my free newsletter below. Plenty more to come!


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why college is an uneducated decision
bitcoin, Breaking Free, Financial, investing, stock market,

Investing For Beginners: How to Make Money Doing (Almost) Nothing

A lot of you have been asking me what you should invest in. So I’ll collectively answer your questions in this post.

First things first, investing, especially in today’s business climate, is so much easier than many might think. And this post aims at dispelling the fears that hold us back from getting ahead.

Money is important to us. It gives us the power and freedom to eat, have a roof over our heads, fuel up our transportation, buy new clothes and other necessities, go out for a night of fun, travel to far away destinations, and so much more!

But for the many of you who don’t have excess money just lying around, and work really hard for the little money you do have, it can be incredibly frightening to just hand your money over to some “investment.”

There are a lot of bad investments and scams out there, and you need to protect yourself against that stuff.

However, there’s never been a better time in history to be an investor!

And it’s also pretty simple if you make the right moves and focus on thinking long term, opposed to tomorrow, next month, or even next year.

So let’s dive into it and hopefully by the end of this, you’ll feel more comfortable about taking CALCULATED risks.

Nothing in life is a guarantee. But, as the saying goes, you gotta play to win!

Or better yet, “You miss 100% of the shots you don’t take.”

So, I would like to discuss 3 possible investment routes you can take, which I think you should be mindful of:

1) Bitcoin & other emerging cryptocurrencies
 
2) Top tech stocks & start-ups that show great potential
 
3) Overseas real estate in developing countries

Alright, so let’s dive right into this!

1) Bitcoin & other emerging cryptocurrencies

Bitcoin is up 806% this year!

In other words, if you invested $1000 1 yr ago, today you’d have $8060.

Basically you’d have made $7060 for doing nothing but buying some Bitcoin.

Now, if you had invested your tax return of, lets say, $4000, you would have made close to $30,000 in 1 year.

Again, for doing nothing.

The reason for this rapid growth is because Bitcoin and cryptocurrencies in general are new to the scene and can be viewed as an infant that will soon grow much larger into an adult. That’s the exponential wave we’re riding.

NOTE: Most people think linearly, such as 1, 2, 3, 4, 5, 6. But today, many industries are growing exponentially! In other words, 1, 2, 4, 8, 16, 32! You see the difference?! The result linearly in 6 spaces, is 6. But exponentially, the result is 32. And it gets way crazier from there… 64, 128, 256, 512, and so on. If we did that linearly, we’d only be at 10! Not 512. So, how this relates is, many companies, cryptocurrencies, and other investments are growing exponentially! In other words, they’re growing REALLY FAST! Faster than we’ve ever seen before. And where there is growth, there is money to be made in investing!!

So back to Bitcoin…

Right now, less than 1% of the World population is using Bitcoin. But that’s changing quickly because people and companies are beginning to trust Bitcoin, which means that it’ll more than likely grow well into a double digit percentage within the next 5 to 10 years.

Maybe sooner, who knows!

Right now Bitcoin is valued at $6,606 in US dollars (that could change by the time you read this!).

But Bitcoin’s estimate of future values ranges from $100,000 to $1,000,000.

So if we take the average estimate of future value of $500,000, and you invest in Bitcoin now at $6,606, then when it matures, you’ll have made a 7500% return.

In other words, if you invest $10,000 into Bitcoin right now, you’ll have $750,000 when it matures in, let’s say, 5-10 years.

That’s not too bad for doing nothing. And it’ll cost you less than a decent used car.

It’s really as simple as that—Bitcoin is hot right now and it’s almost guaranteed to shoot up. But you have a window of opportunity. Once Bitcoin is accepted and used by most companies and people, it’s price will level off, and it’s growth will become ultra slow.

Personally, I think this is the best bet you can make right now if you don’t know much about investing. And personally, I would go all in. And then not look at the price for another 5-10 years.

Just hold it.

And I might add, you don’t want to get trapped on the emotional rollercoaster of investing.

What I mean by that is, most people make decisions emotionally. And emotions can make people think and behave irrationally. And this absolutely affects the price of stocks, currencies, real estate, and other investments.

Day to day, week to week, even year to year, the price of shit can go way up—and way down.

But that’s okay!

Why?

Because you want to be a smart investor! And, in my opinion, smart investors think long-term!

Unless of course you’re a day trader, which I absolutely do not recommend anyone become if they are new to investing.

Take Amazon for example…

Take a look at the progression here and how crazy the ups and downs (volatility) looks in the short term—1 day, 5 days, 1 month, 1 year—and then compare that to the seemingly smooth progression of the stock at 5 years, and the entirety of Amazon’s existence as a publicly traded company, 20 years.

1 DAY – CRAZINESS!
5 DAYS – HUGE JUMP
1 MONTH – ANOTHER HUGE JUMP
1 YEAR – SEEMS LIKE IT’S LEVELING OFF
5 YEARS – LOOKS LIKE A LINEAR LINE UPWARDS
20 YEARS – CLEAR TO SEE IT’S GROWING AT AN EXPONENTIAL RATE!!

I hope that conveys the point I’m trying to make here, which is that a short term perspective can be deceiving, which can negatively influence you to take your money out because you think the world is crumbling!

But if you focus on long term results, you won’t end up getting trapped in an emotional death spiral.

Remember, the ups and downs (volatility) of a stock can be influenced by news articles, the economy, wars, and so much shit it’s mind boggling. But in the long term, most of those variables become irrelevant.

Again, the stock market and investing in general is absolutely more complicated than I’m making it out to be at the moment. But in the context of something like Bitcoin or Top Tech Stocks, I don’t really think so. Nothing in life is guaranteed, but you gotta take some level of risk if you want to take leaps forward financially, or in life in general.

This is where investing in many industries and owning many forms of investments (public equity, private equity, real estate, etc) minimizes your risk of losing it all!

This is referred to as “diversifying.”

Diversifying minimizes your risk in case the entire real estate market collapses, like it did in 2008 due to the subprime mortgage crash.

But even catastrophes such as that one can be weathered by long term thinking. If you hold, don’t sell, and wait out the storm, it’s very possible you’ll lose nothing.

So… again, back to Bitcoin.

If you’d like to buy some Bitcoin, it’s really simple:

  1. Open up a Coinbase account — the most trusted and popular Bitcoin exchange in the world. You can use my affiliate link, which, if you buy at least $100 worth of Bitcoin, we’ll both earn an extra $10 in Bitcoin as an incentive for opening an account (if you use a credit card, add $5 to cover the processing fee). You can get started by clicking here: http://bit.ly/2h60h7l
  2. Connect a bank account or credit card.
  3. Buy some Bitcoin.

And it’s that simple. Now you’re an investor!!

So, moving forward…

2) Top tech stocks & start-ups that show great potential

I love Tech stocks, because although we may think we’re over the hill and have advanced in technology as much as we will, we’re still in the infant stage of where technology is headed.

Here is a list of tech industries that are about to boom in the next 5, 10, 20, and even 30 years:

  • Ai — Artificial Intelligence
  • Ar — Augmented Reality
  • VR — Virtual Reality
  • Biotech — New technology that will revolutionize health, medicine, and our relationship with our doctor.
  • Robotics & automation
  • Self-driving cars
  • Space Travel
  • New high tech cities and construction
  • And many more!

What this means for an investor is that this is just the beginning and we haven’t seen shit yet!

Which means there’s still a ton of room for growth. And if there’s a ton of room for growth, that means there’s a lot of money to be made if you’re invested.

And more than likely, all of the tech companies I’m going to mention below are already diving into one or more of the new industries I mentioned above, which will allow them to continue to experience exponential growth.

For example, Apple is already working on their own self-driving car as well as innovating in AR.

And Google has purchased all the top robotics companies in the world, so imagine Google connected to robots! (Might even sound a bit scary?! lol)

So, as an example, here is the stock growth of each of the top 5 tech companies over the last year:

Tesla — 67%
Netflix — 57%
Apple — 48%
Amazon — 40%
Google — 30%

Back in the day, it was highly unlikely to see a 41 year old company go up 50% in one year and be worth close to 1 trillion dollars. But, in the case of Apple, one of the top tech companies in the world, that’s exactly what’s happening today.

I mean, that’s insane!

However, to truly appreciate what I’m sharing with you, you gotta understand how compounding interest works. If you don’t, stop what you’re doing right now and Google it!

If these companies experience a modest 30% growth year over year for the next 20 years (which really isn’t that long), then… ya know what, fuck it!—Lets just do the math!

I’m going to use a compounding interest calculator, which you can find on Google as well 🙂

If you invested $10,000 in a company’s stock, never invested another dime the rest of your life, and that stock made an average of 15% year over year for the next 20 years…

You’d have close to $200,000.

But here’s where it gets really fucking nuts…

If you waited another 10 years, you’d have…

$700,000!! 😳

THAT’S the power of compounding interest!

And that’s only on one $10,000 investment. Imagine if you kept investing the rest of your life by investing 10-20% of your yearly income!

I’m 30 now. If I waited until 60 for that money to mature, I think I’d be a pretty happy camper if I decided to retire. And don’t forget, our generation will most likely live to 100 or more due to advancements in Health, Medicine and BioTech. So again, think long term! (I can’t say that enough!)

Now, of course, the stock market is more complicated than I’m making it out to be. But if you diversify across companies and industries, hold your positions, and don’t get wrapped up in the emotional bullshit of the ups and downs of the stock market (or any market) due to things like recessions and public emotional roller coaster rides that influence prices, then, more than likely, you’re going to make out like a bandit!

Another thing, I’m not saying the above stocks are the absolute best investments you can make around the world (investments that will experience the most possible growth in the least amount of time).

Because they’re not.

What I’m saying is that, if you have a limited knowledge of investing and want an excellent “set it & forget it” approach, then this is one of the best paths you can take in my opinion.

I look at top tech companies as great long-term investments. Investments you can feel confident about over the long-term.

Just dump in the money your willing to invest and watch the stock (or stocks) climb over time.

HOW TO START INVESTING IN THE STOCK MARKET

  1. Download the Robinhood App
  2. Connect your Bank Account or Credit/Debit Card
  3. Buy stocks!

That easy my friends… and that is fucking awesome BTW!! Was never this easy and used to cost at least $5 a trade. Lucky you, cuz now it’s free!

Moving forward…

3) Overseas real estate in developing countries

Now, this is probably way too advanced for you right now, but I think you should keep this investment opportunity front and center in your mind.

That’s because I believe overseas real estate in developing countries is an incredible investment. And that’s because I’ve seen it first hand!

For example, I’ve been living on and off in Medellin, Colombia for the last few years, and over that period of time, I watched the real estate go up somewhere in the ballpark of 50%. It could actually be more now. Medellin, Colombia is a hidden gem the world is just now discovering and is attracting tourists and investors like bees to honey.

And if you’re collecting rents, which of course you should be, not only are you making money through the value of your equity (ownership of property), you’ll also have cashflow coming in from rents that will continue to increase in value over time. And money being deposited in your account for doing essentially nothing (given you have a management company watching shit for you) is amazing!!

The reason why such RE investments are very much worth giving your attention to, is because, lets face it, America is in decline. I mean, fuck!—Donald Trump is our president. It made me cringe just saying that. So yeah, the U.S. is sort of leveling off and, I believe, will lose much of it’s remaining world power stature over the next 10 years or so. So, you can make money in America buying real estate. No question! But if you want to ride the wave of exponential growth, you should certainly consider investing in real estate in developing countries.

I’ll stop there for now, because if you’re new to investing, overseas investing may not be something you need to (or can) focus on right now.
Just keep it in mind for when you’re ready!

INVESTOR RESOURCES — shit that’ll educate you on investing so you can become truly free and crush life!

  • Cody Shirk — (Make sure to sign up to his newsletter. Seriously! It’s amazing!) —Cody takes the boring out of financial education. He’s a surfing buddy of mine who travels all over the world looking for the best investments and has a partnership program you can buy into (he finds the best global investments for you!). But maybe the best thing about Cody, is that he has by far the best investment newsletter I’ve personally ever seen. About twice a week, he sends you a short and easy to read email that teaches you something epic about investing, and offers you up incredible investment ideas on a silver platter. Highly recommended if you hate the typical dry investor jargon used in most financial newsletters and publications.
  • The Craziest (But Most Awesome) YouTube Video on the Future of this World — it will help you understand what the next 30 years of advancements in tech are going to look like on planet earth. DO NOT MISS THIS!! Seriously.
  • The Intelligent Investor by Benjamin Graham — the most renowned and successful investor in the world, Warren Buffet, swears by the lessons that are taught in this book. It’s the basis for everything he does in business. It’s a thick book, but if you invest the time, it’ll make you A LOT of money and change your life!
  • Warren Buffet — Speaking of, here’s a YouTube search for Warren Buffet videos. I love listening to this guy talk! Genius (yet simple) ideas come streaming out of his mouth without refrain. I always study the best of the best. And that’s because there’s a reason why they’re so successful! And let me give you a hint…. it has NOTHING to do with luck. You can be lucky once or twice, but you can’t be the best for long on luck alone. And the same is true for investors. The best investors in the world use the best strategies in the world. Period. So learn from them! YouTube is especially great for this. Ps… Warren Buffet’s most recent documentary is fucking incredible. You’ll see it when you click that magical link.
  • Financial Times — this is a digital “newspaper” publication that offers up global articles for the smart hardcore investor in mind. It’s hard to find intelligent articles in most newspapers, because lets face it, most people in general aren’t that educated or ambitious. So a lot of the articles you see floating around the world are targeting low-income and relatively uneducated people—because those people make up the bulk of the world. If you want super smart and super blunt articles about what’s going on in the world financially and otherwise, the Financial Times is bad ass! But I will say, the subscription is NOT cheap. But the way I see it, if you wanna get ahead in life, you gotta pay the price one way or another for your education—be it hard knock lessons or paying to learn from the best in the world.
  • Investopedia — I’ve found this site to be a great place to learn the language of investing and other stuff that matters in the investment world. They also have a newsletter that teaches you new terms and offers up some info on what’s going on in the world.

So hey, if you loved this article, you’ll probably love the others too.

Sign up for my email newsletter and get all the goods as they come.

Click this link to sign up now.


Of course, I have to say this, but I am not a financial advisor. I do not guarantee any returns. This is simply my opinion and you should make your own informed decisions by doing your due diligence in terms of investing.

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Breaking Free, Mental, Mindset,

How to Free Yourself by Asking Better Questions

“Quality questions create a quality life. Successful people ask better questions, and as a result, they get better answers.” –Tony Robbins

Your mind works like Google. And like Google, the answers you get back are based on the questions you ask.

When you ask poor questions, you get poor answers….

YOU: Why am I so fat?

YOUR BRAIN: Because you’re a pig!/Because you’re a lazy jerk!/Because donuts are delicious!

Ya see, your brain is going to find an answer to match the question you asked it.

The key, then, is to ask your brain quality questions. Quality questions that are going to lead to quality circumstances.

So the better question is…

YOU: How can I make it easier and cheaper to eat healthier?/What healthy foods do I already love that will help me lose weight naturally?/What can I learn from this situation that will help me look and feel fantastic forever?/How do I look and feel when I eat shitty processed food, and conversely, how do I look and feel when I eat real quality food?

[NOTE: the key is to attach pleasure to the desirable action (eating healthy), and attach pain to the undesirable action (eating shitty). Having to and wanting to, are two entirely different positions which create two entirely different results. When you remind yourself that eating healthy gives you energy, increases your mental clarity, increases your confidence, lowers your anxiety, statistically increases how much you earn, makes you look sexier, and attracts suitors to you…. now eating healthy looks a lot more attractive and is much easier to follow through on… rather than having an uninspiring goal of…. “I’m fat and wanna lose weight so I HAVE TO eat better.” That sort of mental framework won’t inspire you to achieve shit.]

Can you think of a time when you or someone you know asked a poor question??

Frequently, I’ll hear frustrated parents say to their disobedient kids…… “WHAT’S WRONG WITH YOU?!?!” (albeit, this is the same way they talk to themselves and/or lover(s))

I always shake my head when I hear that. Which is often.

Little do these parents realize, in that way they are literally training their kids to subconsciously think there’s something wrong with them. It may be subtle. But nevertheless, still powerful.

The parents who do it right will calmly pull their child aside, crouch down to the child’s level, and say something such as, “Honey, why do you think (doing x-action) wasn’t a good choice?”

Yes, it takes more time and consideration, be it a parent or individual. However, this added effort will reap better results, and in the long run, save you much time and effort.

Remember, the quality of questions you ask yourself on a daily basis will determine the quality of your life. Period.

So how can you apply this lesson to your life right now? What are some better questions you could be asking yourself? It’ll make all the difference in your life!

Live different. Live free.

Love,

Kurshot
#UltimateFreedomLifestyle

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Breaking Free, Business, Education, Mental, Mindset, Podcast, Rituals, Success stories,

How To Build A 7-Figure Coaching Empire While Traveling The World With Regan Hillyer

Regan Hillyer (@ReganHillyer) is an entrepreneur, coach, and world-traveling speaker who has built a multi-million dollar coaching business from her laptop, which she credits to upgrading her mindset.

Her goal is to help empower millions to realize their full potential by doing the inner work of upgrading their mindset and aligning with their true selves so they can “absolutely have it all!”

In this incredible conversation, Regan shares…

  • Her “non-negotiable” daily routine around mindset, which empowers her life and business
  • How she outsourced her homework in college
  • What her first experience giving a seminar was like and how she improved tenfold
  • How to get over the mental hurdle of charging people for your work and how to price
  • How she made the transition from solopreneur to entrepreneur
  • How she approaches 1on1 coaching
  • How she sustains her energy and juggles everything with her life and her business
  • And so much more… (really!)

I literally listened to this episode 3 times and took down lengthy notes on everything Regan shared. It’s super powerful!

You can find Regan here: ReganHillyer.com (where she posts tons of free advice) and everywhere on social media (Facebook, Twitter, and Instagram).

LISTEN ON iTunes (audio only): http://apple.co/2juL2TF

WATCH ON YouTube (w/ video): http://bit.ly/2kyucB2

DOWNLOAD MP3: RIGHT CLICK HERE and choose “save as” or “save link as”

why college is an uneducated decision
Breaking Free, Life, The Internet,

The Simple Formula To Master Your Craft And Become “Internet Famous”

It seems today that everyone is trying to become internet famous. Of course, very few people ever do, but there’s A REASON why.

Getting to a higher place with your craft, maybe even to internet celebrity, is nothing more than a mathematical formula.

Here’s the formula:

Your Craft x Thinking Big x Belief In Oneself x Hard Work x Focus x Trial & Error x Constantly Sharing x Never Quitting = Your Wildest Dreams (or Internet Famous)

If you truly believe in yourself, are super focused and work your ass off to create great shit for people, are self-aware about what’s working and what’s not, are constantly sharing your craft with the world, and never quit, you’ll slowly but surely build a large following.

And as the years pass, your following will compound over and over again, going from 10 views… to 100 views… to 1000 views… to 10,000 views… to 100,000 views… and if you work hard enough at it, even 1,000,000 views.

It may take 1 year or 2 years or 3 years (C.K. Louis was a comedian for 15 years before he became an “overnight success”), but it’ll happen.

Now, this may sound simple, and the formula itself is. But what isn’t… what’s almost impossible for most people… is the execution of the formula.

Most people have no idea what they want to do. Most people think really small. Most people don’t believe in themselves. Most people are lazy as fuck. Most people think that failure is final. Most people are too self-conscious to share their shit. And most people give up way too easy.

I’m not ragging on “most people”. I was almost none of those things up there for most of my life until I woke the fuck up and TRULY educated myself (Not that bullshit education they shuffle around in most institutions).

What I’m saying is that our society, at least the underclasses, breed order takers—not leaders.

We go to school and sit in our little fucking deskchairs for 8 hours a day for 12 years learning shit we’re not interested in (and usually has little practical application to our lives) at a snail’s pace, and by the time we get out, we don’t want to learn a fucking god damn thing because school is so fucking grueling and boring that we think learning is grueling and boring…. but it’s not.

The reason for this is because they don’t teach us the REAL SHIT. The personal power shit!

They teach us how to, as George Carlin put it, “File the paperwork and run the machines.”

That’s why internet fame or big time success seems so rare and impossible, because most people in society were trained to be obedient workers (not big thinkers/leaders) and don’t display any or all those attributes in the formula to create the incredible results they want in life.

I won’t get into all of it, but the point is this… don’t look to society as a whole for cues on what’s possible for you.

Sadly and unfortunately, most people are doing life wrong, and worse off, have no idea why.

But you don’t have to be “most people”.

Whether it’s becoming internet famous or whatever, you can be whoever the fuck you want to be, and do whatever the fuck you want to do.

You just gotta implement the formula into your life.

It won’t be easy. Shit, it’ll be challenging as fuck. But once you’ve done it, it’ll pay off in spades.

(NOTE: I am NOT internet famous, so who am I to tell anyone how to become internet famous?! I’ll say this: I’ve gone from having 0 people read or watch any of my shit, to getting 1000 views a video. And the more consistently I post quality work, the more growth I see in the number of people who are engaging in my content. I’m being patient and using this formula, and that’s why I’m getting better and better results everyday. And if you use the formula, you will too! I didn’t learn these strategies on my own. I was taught them by people much smarter than I who have already made the seemingly impossible, possible.)


If you want to learn how to implement the formula and take control of your one life so you can live your dream life, sign up for my 30-day online course today… Ultimate Freedom Lifestyle!

All the mental tools (they never taught you in school) that’ll help you crush life—in one simple package.

Click here —> Ultimate Freedom Lifestyle!

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why college is an uneducated decision
Breaking Free, Financial, Kurshot's Thoughts,

Plateaus, Expectations, And Cultivating Patience With The Process of Growth

Life is a series of plateaus. If we’re doing it right, then it means we’re constantly growing. And right now, I’m going through a massive transition in life, or in other words, I’m working to overcome a plateau.

The process has been nothing short of brutal, but I don’t think it needs to be. Allow me to explain.

Besides the last week or so, I haven’t been writing or sharing much on FB for a while (3-6 months).

For example, from Sept 18th to Oct 6th, I wrote 3 posts, and none of them carried any significant value to others or myself. If anything, more like travel updates.

And if you know me, that number should be more like 30 posts. And each one, a page long.

It’s most certainly due to the stage of life I’m in.

I’m going from student to creator.

I’m going from reading books and scouring the internet for knowledge 10 hours a day, to working tirelessly to create for the benefit of others. Of course, with the selfish intention of turning my passion into my career.

By helping others (something I do enjoy), I help myself.

Problem is, I’m not having the success I predicted I would have in the time frame I predicted I would have it.

Lofty expectations strike again!

I drastically underestimated the learning curve for online marketing. But really, more than anything, I underestimated the time it would take me to figure out which direction I wanted to travel down with the business that is me, aka, my personal brand.

“I’m not a businessman. I’m a business, man!” –Jigga

And so, basically what had me down was the fact that I’m 30 years old going on 31 in a month, have been preaching all the attributes of a successful man living his dream life, but haven’t truly created ultimate freedom yet.

And that’s the mission—ultimate freedom.

I can’t call up Karla, my lovely friend in El Paso, and tell her to pack up her shit because we’re flying to Paris tomorrow to enjoy a bottle of wine under the Eiffel tower.

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And if I can’t do that, then I haven’t achieved my mission.

And if I haven’t achieved my mission, then I haven’t surpassed my expectations.

And if I haven’t surpassed my expectations, then I’m not a happy camper.

And if I’m not a happy camper, then I’m not gonna feel the urge or have access to the creativity necessary to write empowering shit.

Basically, I’m feeling like a failure.

I feel stuck at a plateau. And like Bruce Lee once said, “There are only plateaus, and you must not stay there, you must go beyond them.”

So here’s where my vast knowledge of personal development comes in and saves the day.

Here’s what’s going on:

I’m at a plateau right now in my personal growth and I don’t want to be here. I want to move forward. I want to grow. And more than anything, I want to be FREE in the greatest sense of the word.

I want to do what I want, when I want, where I want, with whom I want, as much as I want.

And I can’t do that until I move past this plateau.

But here’s the thing, that’s okay.

I need to manage my expectations for the time required to make my dream a reality, and if I do that, if I manage my expectations on how long it’s gonna take for me to get to the next stage of my life (ultimate freedom), then I won’t get down on myself or feel like a failure. And then I’ll feel more inspired and empowered to write shit that all of you love (including myself).

So what I need to do is develop more patience and lower my expectations, or rather, recalibrate my expectations.

Because at the end of the day, I know I’m going to achieve what I set out to achieve. I’m either gonna achieve ultimate freedom… or die trying.

Not to sound cliché, but that’s the truth. There’s no other path for me.

It’s like Will Smith said in one of his interviews, “The only thing that I see that is distinctly different about me is I’m not afraid to die on a treadmill. I will not be out-worked, period. You might have more talent than me, you might be smarter than me, you might be sexier than me, you might be all of those things you got it on me in nine categories. But if we get on the treadmill together, there’s two things: You’re getting off first, or I’m going to die. It’s really that simple.”

And so, I think this is something many or even most of us need to implement into our lives.

We need to recalibrate our expectations and have patience with the process.

And if we do this, we’ll live much more fulfilling lives.

Because if you’re doing it right, you’ll always be growing. You’ll always be reaching for the next plateau.

So you gotta learn to understand and enjoy the process.

And probably more than anything, you gotta learn to love yourself, no matter what stage you’re in.


QUESTION OF THE DAY: Are working to overcome a plateau? And if so, do you feel that you’ve been managing your expectations and having patience with the process, or doing something else? Let me know in the comments section at the bottom.

baby-on-skateboard-superpowers
Breaking Free,

How To Reclaim Superpowers You Never Knew You Had

You have superpowers. We all do. Thing is, few of us know we have them, and even fewer actually use them.

And since we see so many people not using their superpowers, we think it’s normal not to have them.

But it hasn’t always been this way.

There was a time when you did use your superpowers. You used them when you were a kid.

When you were a kid, you would boldly exclaim, “I CAN DO ANYTHING!!”

And when you fell off your bike, you never said, “Oh, well, I guess I’m not good at that.” and then gave up.

Instead, you jumped back on your bike over and over again, each time with more determination, until finally, after falling 10 or 20 times, you learned how to ride your bike.

And from that day forward, life was glorious as you pedaled around vigorously, swooping through the neighborhood with your new speed racer.

NOTHING could stop you!

But then, slowly overtime, you grew up.

As a kid, no one would mess with your dreams, because it’s taboo for an adult to tell a kid they can’t do something.

But as you aged, your parents, your teachers, and more of your elder heroes began telling you what you could and couldn’t do.

They’d say things like, “You’re not a kid anymore. Grow up!”

Or…

“That’s not realistic. Stop being a dreamer!”

And overtime, with more and more people you looked up to telling you what you could and couldn’t do, your superpowers slowly began to fade, until one day, you woke up as just another worker bee.

Now, 80% of your days look something like this:

~You smash your annoying alarm clock on the floor. Jump into the shower, scrubbing as fast as you can. Grab your coffee, trying not to spill it as you rush to the car. Plow through traffic. Run into work. Take a deep breath as you clock in just in time. And proceed to work your 8 hour shift of pure monotony, where you do, more or less, the same shit you did the last 3 years of your one life, day in and day out.~

This is not what life is about.

Life is not about finding a good job, making sure you pay your bills on time, and being a proud voter every 4 years.

Life is about EXCITEMENT!

Life is about ADVENTURE!

Life is about LIVING!

When you were a kid, this was common sense. You never did shit that bored you.

But then you started listening to the “grown ups”.

That was your first mistake.

But how could you know any better—you were just a kid.

Well, the good news is—NOW you know better.

And NOW, you can do something about it.

The truth is, you still have your superpowers.

Sure, they’re a little dull, but they’re still there and eagerly awaiting to be used again.

But you can’t strengthen them unless you make a decision today.

Indeed, a powerful one.

You have to DECIDE that you will no longer accept a routine life that’s been stripped of any excitement or adventure, only to be reserved for 2 weeks a year—something we call vacations—when we escape our normal lives to go live the life we’re suppose to be living everyday.

I say trade in your vacation days for a life you don’t need to escape from.

Get rid of your possessions that you think you own, but really own you.

Save some money to go on a soul-seeking journey.

And when you have enough in your piggy bank, quit your job.

Then, simply, take off on your great adventure!

Don’t worry, if you decide this whole adventure thing isn’t for you, you can always go back to your cubicle where safety and mind-numbing boredom await you.


Hey, in the comments below, let me know what you think about this post and maybe share some stories of your own that connect with this. Much love!

PS… if you like what you just read, sign up below for more with blog updates sent directly to you!